Tools
Estate planning tools & calculators
Instant, honest answers on inheritance tax, wills, intestacy, the 2027 pension change and trusts. No sign-up, no obligation — just the numbers and the rules, explained.
2025/26
Inheritance Tax calculator
An indicative IHT estimate in seconds — nil-rate bands, the residence allowance, and the 6 April 2027 pension change.
Use the free tool →90 seconds
Will & estate planning checklist
Eight checks that show whether the essentials — will, LPAs, executors, guardians — are actually in place.
Use the free tool →England & Wales
Who inherits if there's no will?
See exactly how the intestacy rules would split your estate — and why unmarried partners receive nothing.
Use the free tool →New rules
Pension IHT 2027 calculator
Side-by-side inheritance tax exposure under today's rules and from 6 April 2027, when most unused pensions are expected to count.
Use the free tool →Honest answers
Trust comparison tool
Which trust fits your goal — and when no trust is needed at all. Plain-English comparison of the main types.
Use the free tool →Court fees + typical costs
Probate cost calculator
The HMCTS application fee, copies, and honest typical ranges for professional help — DIY or supported.
Use the free tool →2-minute check
Do I need probate?
Sole or joint assets, bank thresholds, property — see whether a grant is likely needed, and how long it takes.
Use the free tool →2025/26 fees
LPA cost calculator
Registration fees for one or both LPAs, for one person or a couple — including the fee remission check.
Use the free tool →2026 estimates
Care home cost calculator
Weekly and multi-year cost ranges by region and care type — plus how the means test actually works.
Use the free tool →Made visual
7-year rule gift planner
Map your gifts on the 7-year timeline and see how the taper bands really work — most tools get this wrong.
Use the free tool →The 2-year rule
Deed of variation checker
Could the family redirect an inheritance? Check the window, who must agree, and what a variation can honestly do.
Use the free tool →Up to £175k each
Residence nil-rate band checker
Whether your home qualifies, how much allowance is available, and how the £2m taper bites.
Use the free tool →Every tool is free and works without your contact details. The results are general guidance, not advice — your actual position depends on your circumstances, and our team confirms it in a free, no-obligation consultation with fixed fees agreed up front. Wills, LPAs and trusts are not regulated by the FCA.
Free · no obligation